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$$$ Saving Tips

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Cutting Costs


Remember every penny counts when on a one income family

Hydro/Water Bill
Heating Bill
Phone Bill
Credit Cards
Life Insurance/Car Insurance/Education Plans
Gas Prices
Grocery Bill

There are many ways to save money, starting with cutting your costs. Most of these tips you may already know because it's just common sense. Be sure to read through them ALL as I am sure there maybe some tips here that you never thought of doing to help cut your costs.


 

Hydro/Water Bill

Heating Bill

  • use an oil heater on chilly nights

  • use that wood stove if you have one (you can also use the top of the wood stove to cook on too)

  • wrap windows with plastic wrap

  • draw  your curtains to keep heat in

  • reach for a blanket/sweater instead the the thermostat

Phone Bill

Credit Cards

  • ONLY use when necessary

  • use only the lowest % rate card that you have

  • don't miss those payment deadlines

  • use your debit card because you will think twice about spending the money and there's not bill payment at the end of the month/WITH INTEREST!

Life Insurance/Car Insurance/Education Plans

Gas Prices

 Grocery Bill

One thing a stay at home mom can do is take advantage of saving money on the grocery bill. Whereas when both parents work , there isn't much time for home cooked meals. Which usually means buying expensive already pre-cooked foods.
We also have time to shop for deals at more than one grocery store.

Note: Remember to pay bills on time! Wow! Have you ever added up the interest rates on all your bills? In one year it adds up to be half a mortgage payment for us. I like to have that interest money in MY pocket not the service providers. Heck their payments are enough!
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Last updated: 02/11/07.


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